Easy Ways to Get Cheap Pet Insurance


No one likes to pay more than they owe, especially when it comes to buying important financial protections. Whether you’re looking life insurance, Car insurance or some other form of coverage, the cost involved is almost as important as the security these services provide.

It’s important to find the right balance between protecting what’s important to you and protecting your wallet.

pet insurance is no different. This one-time coverage can offset the cost of expensive veterinary care and, depending on the provider you choose, will also provide some attractive advantages and benefits. But like other insurance, pet insurance prices vary significantly depending on a wide range of factors.

Fortunately, there are some easy ways for potential policyholders to get cheap pet insurance.

If you’re looking for pet insurance, start by getting a free quote so you know exactly what to expect.

Easy Ways to Get Cheap Pet Insurance

Ready to get pet insurance but don’t want to break the bank to get it? Consider these 3 ways now:

apply immediately

Pet insurance will only get more expensive the longer you wait. Like life insurance for humans, insurance providers generally offer their lowest rates to young people. That is because younger applicants they are often healthier applicants and therefore less risky to insure. That will be reflected in lower premiums to pay each month.

Another reason why it benefits pet owners to apply early? pre-existing conditions. Most pet insurance companies won’t cover them or make you wait until they’re gone. But if you apply right away, when your pet is as healthy and young as possible, then you can compete for comprehensive coverage.

The only caveat here is if your pet has a condition that won’t be covered now, but might be if the condition goes away in the future. Then you should probably wait for a clean bill of health before applying.

Otherwise, apply now and get a low rate. You can get started by getting a free quote now.

look for discounts

If you are an active duty military or veteran, you may qualify for a discount. If you are a senior, then you may also qualify for a lower rate. Similarly, if you have various pets you may be eligible for a discounted rate if you insure both animals.

Don’t automatically assume that the price you’re quoted is the price you’ll ultimately have to pay. You may be eligible for cheaper pet insurance simply by answering a few simple questions, or by asking a pet insurance provider what discounts may apply to your account.

This is arguably the easiest way to get cheap pet insurance as it requires little effort on your part as your military service, age or number of pets will automatically qualify you for a lower rate.

Shopping around

Just like you wouldn’t buy the first house you saw or the first car you tested, don’t immediately accept the first pet insurance offer you receive. Ultimately, that quote may be the lowest and best you can get, but you won’t know that without doing your research.

Compare prices and get quotes from at least three providers. Just make sure you do an accurate comparison. For example, if you get a quote from Spot pet insurance for an accident-only policy for a 2-year-old Goldendoodle dog that weighs 45 pounds, be sure to get a quote from Lemonade and Fetch by The Dodo for the same type of plan, age, breed and weight. This will ensure that you have an apples to apples comparison so you can choose the best option for your furry friend.

Use the table below to start searching for pet insurance providers.

The bottom line

Pet insurance offers owners a beneficial alternative to expensive veterinary care. But to make it worth your while, you’ll need to find a valuable and affordable policy. To do so, be sure to apply it as early in the pet’s life as possible. And don’t forget to look for eligible discounts and be sure to shop around to secure the best policy available.

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